Why Relying on Stripe, Square, or PayPal Could Be Costing Your Business More Than You Think
🚨 Are You Borrowing Your Merchant Account Without Even Realizing It?
If you're using Stripe, Square, PayPal, or QuickBooks Payments, you're not processing payments on your own terms. You're renting space on someone else's shared merchant account—and that can come back to bite you.
They can freeze your funds. Shut you down without warning. And good luck trying to talk to a real human when that happens.
It’s time for a wake-up call.
🧠 What Is Merchant Processing? (The Truth Most Providers Won’t Tell You)
Merchant processing is the system that lets businesses accept payments from credit and debit cards. But not all processing is created equal.
When you sign up with those big-name platforms, you’re not getting your own account. Instead, you're borrowing a slice of their master merchant account—and they call the shots.
That means:
No underwriting for your business
No understanding of your industry
No regard for your volume
When something triggers their risk system, your money is frozen, sometimes for months. Worst case? Your account is closed—without notice or recourse.
🎯 What Is "Borrowed" Merchant Processing?
“Borrowed” merchant processing means:
You're using someone else's infrastructure
You have no control over risk decisions
Your account is one of thousands in a shared pool
This is what most business owners unknowingly sign up for with platforms like Stripe, PayPal, Square, or QuickBooks Payments.
And it’s costing you—big time.
💡 The MerchaMax Advantage: Own Your Merchant Account
At MerchaMax, we do things differently.
We help you set up your own custom, underwritten merchant account that:
Belongs to YOU
Is tailored to your industry, volume, and transaction size
Is built for your business model
Whether you run an ecommerce store, a B2B service, a restaurant, or a retail shop—you deserve a merchant solution that works for you, not against you.
👉 Click here to calculate your savings or get started
💰 Stop Paying Credit Card Fees—Legally
Want to eliminate 100% of your credit card processing fees? We’ll show you how with dual pricing:
Cash price / Card price
Customers choose
100% compliant in all 50 states
It’s the same pricing model gas stations have used for decades—and it works beautifully for your business, too.
🤔 Will Customers Push Back? Here’s the Truth
Worried your customers will complain?
When was the last time you refused to pay the card price at a gas station?
You probably paid it… or brought cash. Your customers will do the same.
Transparency + options = satisfied customers.
And we make the process seamless and compliant.
✅ Yes, Dual Pricing Is Legal in All 50 States
Confused about whether this is legal? You're thinking of surcharging, which is totally different.
Dual pricing is:
100% legal nationwide
Backed by decades of retail precedent
Fully compliant—not a loophole
💼 Don’t Want to Pass Fees to Customers? That’s Okay Too
We’ll still get you a lower rate than Stripe, Square, or PayPal and show you pricing structures they don’t want you to know exist.
So either way—you win.
🛠️ What You Get with MerchaMax
✅ A fully underwritten, custom-built merchant account
✅ Dual pricing options to eliminate processing fees
✅ Compatible with any POS, ecommerce, or B2B setup
✅ Quick approvals and next-day funding
✅ Free equipment options
✅ VIP real human support via call or text
✅ No shutdowns. No frozen funds. No BS.
📉 Still Using Stripe, Square, or QuickBooks? You're Losing Money Daily
Every day you use a shared platform, you're:
Giving away your own revenue
Risking an account freeze
Missing out on full control
👉 Calculate your savings right now
👉 Book your free consultation—no pressure, just clarity
🛡️ Protect Your Business Before It’s Too Late
Don’t wait for the day your payout is frozen or your account is closed.
Don’t risk your cash flow, your customers, or your reputation.
Click the link.
Talk to an expert.
Take control.
